What AI cannot replace
Artificial intelligence is a force, there’s no denying it. It’s being integrated into all kinds of solutions to make analyzing data more accurate and efficient. It really is a tech revolution, but should we feel threatened? I read a very interesting article recently that took the position that no, we shouldn’t. The article profiles Kathryn […]
Yes, Bitcoin has dropped. But we shouldn’t panic
Bitcoin’s value has dropped. That much is obvious. What’s not so obvious is where its value might go from here. But if you’ve been around the crypto market for any length of time, you’ll know volatility is part of the game. Maybe it’s even the reason you came into the crypto space in the first […]
U.S. housing market trends for the year ahead
Over the past few weeks, I’ve been reading and listening to economists, strategists and housing experts sharing their thoughts and views on the U.S. housing market and what broader trends we might see taking shape in 2026. As you might expect, there’s no single consensus. The big topics on everyone’s mind are housing prices, mortgage […]
What Daniel Kahneman can teach us about our perception of the U.S. housing market
When it’s shaped by experience alone, intuition can be misleading. That’s particularly true when it comes to trying to understand complex systems such as markets, where multiple factors converge and influence outcomes. Intuition is something I have tried to hone over the course of my career, but always, always backed by big-picture stats and data. […]
Housing affordability in the U.S. What does 2026 hold for potential buyers?
For much of the past few years, discussions about the U.S. housing market have focused on supply. We’re told there simply aren’t enough homes, and that once construction catches up, affordability will follow. But as I have discussed in previous posts, I don’t think that framing captures the reality on the ground. The United States […]
What do start-ups have to do with golf?
From the outside, both golf and startups look simple… deceptively simple. Some might think it’s just about hitting the ball. The same with a start-up, right? You have an idea that looks like it will work, so run with it. Progress, in theory, should be straightforward. But in reality, neither game works that way. Golf […]
Important reflections from 2025
As I look back on 2025, I’m struck by any one big breakthrough or crisis. Instead, it’s the subtle changes that have been happening behind the scenes, reshaping how we live, invest, and think. Many of the forces that defined the year weren’t new, but they became harder to ignore. The cost of real estate […]
How Roivios approaches one of America’s biggest medical challenges
For decades, the United States has devoted a significant portion of its healthcare spending to treating kidney disease. In fact, chronic kidney conditions and their complications account for nearly half of all medical costs in this country. This staggering figure tells us something important about where the real opportunities for improvement lie. If we want […]
Qualities to look for in first hires for start ups
When starting a company, first hires will determine its direction as much as a business plan will. In those early days, you often don’t have the luxury of systems or bureaucracy; you have people. And the people you choose will either build momentum or slow it down. I tend to look for individuals who can […]
How important is a clear vision when starting a company?
When I start a company, the first thing I ask myself is, “why does this need to exist?” If I can’t answer that question clearly, I don’t move forward. A clear vision is the foundation of everything that follows, it defines purpose, direction and endurance. In my experience, the people that join a team with […]