We’re focusing on crypto prices, but missing the progress in infrastructure
Crypto has a remarkable ability to distract people. Every rally becomes a revolution and every crash seems to merit a funeral procession. But underneath all that hype, there is something far more interesting we should be paying attention to. To my mind, the real headline story is not the swings and roundabouts of the digital […]
The digitization of finance and the rise of stablecoins
At its most basic level, finance is a system for moving value. Every transaction, whether domestic or cross-border, relies on a network of institutions, protocols and processes working together to facilitate that movement. For decades, this system has relied on intricate layers of infrastructure that (for modern standards) can be slow, complex and heavily dependent […]
The institutionalization of digital assets
Digital assets are having a profound impact on how money moves, on how investment portfolios are built, and on the operation of financial systems overall. 2025 saw major breakthroughs in this regard, as more and more financial institutions started to treat cryptocurrency as an asset that can strengthen the financial space and financial processes, rather […]
Yes, Bitcoin has dropped. But we shouldn’t panic
Bitcoin’s value has dropped. That much is obvious. What’s not so obvious is where its value might go from here. But if you’ve been around the crypto market for any length of time, you’ll know volatility is part of the game. Maybe it’s even the reason you came into the crypto space in the first […]
Private equity, real estate and crypto could form part of your 401(k) retirement plan
President Trump recently signed an executive order that could change how Americans save for retirement. For decades, 401(k) retirement plans have offered a narrow set of options for investment, tending to limit themselves to stocks, bonds and mutual funds. These investments have been considered safe and relatively straightforward for both employees and employers, with the […]
What is ForumPay?
I believe ForumPay is the future, just as Mastercard and Visa were in their day. ForumPay is the Mastercard of crypto. ForumPay is a crypto payment gateway we launched some years ago, which enables merchants all over the world to accept crypto as payment from their customers, while receiving fiat straight into their bank accounts. […]
The power of ETFs in boosting crypto’s legitimacy
Since its launch, cryptocurrency has been viewed through a lens of skepticism, oftentimes by the movers and shakers of the financial sector. Parallels have been drawn between crypto and negative narratives, which have led to it being thought of as “dirty money” by some. Despite these views, however, cryptocurrency is increasingly gaining acceptance among both […]
The future of crypto
Gone are the days when crypto was simply an investment asset, confined to the tech-savvy communities of online forums. Crypto is today quickly cementing itself as a transaction vehicle, exhibiting tremendous efficiencies compared to the existing banking system. Its integration into mainstream commerce is reshaping how value is stored, transferred and transacted, making significant inroads […]
Looking ahead in 2025: ForumPay, the ProperT Rewards Token & Roivios
I am optimistic for the year ahead and delighted to see that my businesses are gaining adoption and traction. For example, the regulatory environment surrounding cryptocurrencies has evolved over the past year, which puts ForumPay and the ProperT Rewards Token (both crypto- and blockchain-based ventures) in a strong position for growth and greater integration. Another […]
Bitcoin as a store of value
On a recent podcast with Bill Bymel, we got to talking about Bitcoin, crypto, and my project, ForumPay. I used to be quite a crypto skeptic and unconvinced about the argument that Bitcoin was a store of value. However, a few years ago, I came across an article on the six characteristics of money, which […]